Savings & Investments

Talk with any of our new account representatives about your financial needs and we'll put our team to work for you. We offer the latest in financial services, along with some of the most competitive savings and investment rates with reasonable fees available.

As a thrift institution, Volunteer Federal is all about helping you save your money.

From general savings to Christmas Clubs, IRAs, Certificates of Deposit and more… we feature a wide range of savings choices. Whatever your financial plans or lifestyle, we’ll help you explore the options – simply and clearly – so that you can begin now to develop a program that’s right for you. Because the sooner you begin, the sooner your hard earned dollars can go to work for you. Call us today for the most current rates on our savings account products.

Regular Savings

  • $50 minimum opening balance
  • $6 quarterly maintenance fee if minimum daily balance falls below $50
  • Monthly statements
  • Interest earned
  • Limited to 6 transactions

Savings Statement

  • $50 minimum opening balance
  • $10 quarterly maintenance fee
  • Monthly statements
  • ATM Card
  • Interest earned
  • Limited to 6 transactions

Christmas Club Savings

  • $5 minimum opening balance
  • No maintenance fee
  • Checks issued on October 31st
  • Interest earned

Health Savings

  • No minimum opening balance
  • No maintenance fee
  • Accountholder must be enrolled in a high deductible health plan
  • Interest earned

Certificates of Deposit

Maturity Date Options

  • 91 Day
  • 6 Month
  • 1 Year
  • 2 Year
  • 3 Year
  • 4 Year
  • 5 Year
  • 7 Year

TNUTMA Savings (For Minors)

  • $25 minimum opening balance
  • No maintenance fee
  • Monthly statements
  • Interest earned
  • Limited to 6 transactions

Traditional IRA

  • $500 minimum opening balance
  • Interest earned

Roth IRA

  • $500 minimum opening balance
  • Interest earned